What to Know About the SR22 Insurance Requirement
What to Know About the SR22 Insurance Requirement
Blog Article
If you've been informed you need SR22 car insurance, you might be feeling uncertain. While it may sound like a unique type of insurance policy, an SR22 is actually a form submitted to the DMV mandated by the state in particular circumstances. Let’s clarify what SR22 insurance is, who needs it, how it works, and why choosing a trusted provider is essential.
What Does SR22 Mean?
Despite the name, an SR22 is not a standalone insurance policy. It’s a certificate that your insurance copyright files with the state to prove that you have the minimum liability coverage by law. Imagine it as a guarantee from your insurer that you’re covered while driving.
Do You Need an SR22?
You might be required to carry an SR22 if you’ve been involved in specific traffic-related offenses, such as:
• DUI or DWI convictions
• Hazardous driving
• Driving without insurance
• Frequent citations
• Driver’s license issues
The SR22 requirement is often part of the reinstatement process for your copyright after such violations.
How Long Do You Keep SR22?
The period you need to maintain SR22 coverage is set by your DMV, but in most cases, it’s required for three years. It’s crucial to keep the policy active during this time. If it lapses, your insurer must notify the state, which could result in another license suspension.
SR22 Insurance Pricing
The cost of filing an SR22 form is usually affordable—typically between $15 and $50. However, your coverage costs may go up depending on your driving history and the reason for the SR22. Drivers with violations often face elevated costs, so it’s smart to compare quotes from different companies.
Getting Started With SR22
Follow these steps to obtain SR22 insurance:
1. Speak with your insurance provider and inform them you need an SR22.
2. Adjust or begin your auto insurance policy to meet state legal requirements.
3. Your insurer will file the SR22 form with the state.
4. You’ll receive confirmation once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s recommended to work with one that can handle the process.
Select the Best SR22 Insurance Source
Not all insurance companies specialize in SR22 filings, so it’s best to go with a provider that focuses on these cases. They’ll help you remain in good standing, maintain your coverage, and possibly reduce your costs even with a poor driving history.
If you're looking for a professional SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 W Commercial Blvd, Fort Lauderdale, sr22 insurance FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 Direct of Fort Lauderdale offers fast, affordable, and reliable SR22 filings for drivers who need to get back on the road. Let their experienced team work with you every step of the way.